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COVERAGE FOR YOUR C1CU LOANS

Debt Protection

Where do you turn if the unexpected happens? What resources are available that might be able to help you through a difficult financial experience? At Community One Credit Union, we offer a Debt Protection program that is designed to cancel a member's loan balance or reduce repayment of the loan debt. With this customizable program, you determine the loans and life events you want to protect - including loss of life, disability and involuntary unemployment. Ask one of our Loan Specialists for more information.

GAP

Did you know that it is possible for you to owe money on your car loan even after you file a claim with your insurance company? That’s because the insurance company uses the fair market value of your car to determine how much they will pay. Sometimes the fair market value isn’t always “fair” and leaves you with a loan on your old car at the time when you need to buy a new one. This is called an insurance gap, and that’s where Guaranteed Auto Protection (GAP) comes in. Guaranteed Auto Protection helps pay off your remaining loan balance if your vehicle is stolen or damaged. GAP may reduce or even eliminate that shortfall in the event your vehicle is deemed a total loss. It allows you to start fresh with a new vehicle purchase. This service is inexpensive and can be included as a small addition to your C1CU auto loan monthly payment. Contact the credit union for more details.

Warranty

Tired of costly vehicle repairs? Drive with confidence knowing we've got your back. As your vehicle gets older, the risk and cost of repairs increase. Mechanical Repair Coverage may help limit unexpected covered repair costs as your vehicle ages, potentially saving you thousands of dollars in repairs. What's more, it works at any authorized repair facility in the U.S. or Canada. Ask one of our Loan Specialists about adding Mechanical Repair Coverage to your C1CU auto loan, offering the following benefits:

Contact one of our C1CU Loan Specialists for complete details. Some restrictions apply.

*Please refer to the Vehicle Service Contract or the Insurance Policy for details. Travel Expense Reimbursement not available to NY residents. **Not every deductible option is available for all MRC Coverage Plans or Terms.

COVERAGE FOR THE REST OF YOUR LIFE NEEDS

TruStage®

As a member of C1CU, you're eligible to take advantage of TruStage ® who will work with you to select a policy that's right for your budget with ongoing support and no hassle. TruStage® has years of experience helping members with these decisions. They assist millions of people by helping protect the financial future of their loved ones with protection policies designed to be affordable. TruStage® offers many protection products such as Life, Accidental Death & Dismemberment, Auto, Home & Property. Click on the banner below for details:

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TruStage® Insurance products and programs are made available through TruStage Insurance Agency, LLC. Life insurance and AD&D insurance are issued by CMFG Life Insurance Company. The Auto and Home Insurance Program is issued by a leading insurance company. The insurance offered is not a deposit, and is not federally insured, sold or guaranteed by any depository institution. Corporate Headquarters 5910 Mineral Point Road, Madison WI 53705 © Copyright 2023, TruStage. All Rights Reserved.